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Sangita Gazi

Digital Finance, Financial Inclusion, and Gender Equality

8 April 2024 (Length: 12 minutes)
New York / Hong Kong via Zoom 

RECORDED | Introduction by Ajay Shamdasani


Digital Finance, Financial Inclusion and Gender Equality: Digital Public Goods, Rearchitecting Financial Systems and Economic Empowerment of Women

Authored by: Evan C. Gibson,  Sangita F. Gazi, and Douglas W. Arner


Sangita Gazi, one of the authors of the paper titled 'Digital Finance, Financial Inclusion and Gender Equality: Digital Public Goods, Rearchitecting Financial Systems and Economic Empowerment of Women,' presents key insights in this webinar hosted by The University of Hong Kong - Reg/Tech Lab and CFTE - Centre for Finance, Technology and Entrepreneurship. Gazi highlights the importance of FinTech as well as the vital connection between gender equality and economic prosperity, emphasizing the need to prioritize gender equality to unlock economic opportunities.

The paper identifies barriers obstructing women's financial inclusion, such as identification issues and legal obstacles, while showcasing the Denarau Action Plan by the Alliance for Financial Inclusion as a crucial step toward bridging the gender gap in finance. The authors advocate for leveraging FinTech to minimize this gap, proposing policy reforms and innovative FinTech products tailored to women's needs. The authors envision a FinTech sandbox where innovators can experiment and launch transformative financial products for women, ultimately urging action towards a more inclusive and prosperous future.

Sangita F. Gazi is a researcher focusing on Central Bank Digital Currency (CBDC) policies and their macroeconomic implications. She has published articles in various journals, including organizations like the Bank for International Settlements and the United Nations Capital Development Fund. She is currently a final year Ph.D. student at the University of Hong Kong and holds research fellowships with Stanford, Yale, and Rutgers Law Schools.

About Professor Douglas W. Arner

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Douglas Arner is the Kerry Holdings Professor in Law and RGC Senior Research Fellow in Digital Finance and Sustainable Development at the University of Hong Kong, where he leads a team focusing on the role of finance, technology and regulation in supporting broader sustainable development. He is a CFTE Advisory Board Member, a Senior Fellow of the University of Melbourne and a non-executive director of NASDAQ listed biotech firm Aptorum. Douglas has advised dozens of countries and international organisations across the world on financial sector development strategies. He leads Introduction to FinTech, the largest FinTech online course on edX, with over 130,000 learners from (almost) every country in the world.

About Dr. Evan C. Gibson

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Dr. Evan Gibson is an Assistant Professor at The Chinese University of Hong Kong. Professor Gibson specialises in banking law, financial law and regulation, corporate law, financial technology, regulatory technology, economic law and comparative law. He has authored, co-authored and edited numerous peer-reviewed articles, books, book chapters and reports with inter alia Cambridge University Press, Oxford University Press, Edward Elgar, Routledge, Sweet & Maxwell and the Asian Development Bank.

About Sangita F. Gazi

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Sangita F. Gazi is a Transatlantic Technology Law Fellow with Stanford Law School, a Research Fellow with Yale Law School, a Senior Research Fellow with Rutgers Law School and a final year of Ph.D. student at the University of Hong Kong. Her doctoral research delves into the macroeconomic implications of central banks’ innovation policies, particularly with regard to Central Bank Digital Currency (CBDC) and the use of law as a macroeconomic tool to mitigate potential adverse effects stemming from novel CBDC policies. She has published peer-reviewed articles on payment systems, digital currencies, and regulatory and supervisory technologies in journals such as the Cambridge Law Review, the Banking and Finance Law Review, and the Arkansas Law Review.

About Centre for Finance, Technology and Entrepreneurship

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Next-gen technological advancements in Finance are disrupting traditional business roles, but they are also opening new gateways to more advanced opportunities. CFTE strives to help new-age professionals reimagine the role of technology through education, so they are equipped to reinvent finance 2.0. The courses CFTE offers reflect the changes occurring in the industry including FinTech megatrends such as blockchain, machine learning, API’s and Big Data. CFTE's mission resonates with every learner’s goals that wishes to rapidly advance in their career, to lead their next digital innovation project or even to drive the disruption in finance by building their own venture. CFTE brings exclusive insights from leaders that are steering the developments in the financial sphere, from global CEOs to disruptive entrepreneurs.

About Alliance for Financial Inclusion - AFI's Denarau Action Plan

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The Denarau Action Plan (DAP) is the AFI Network’s commitment to advancing GIF and women’s financial inclusion. It focuses equally on access, usage, and quality of financial services and products. Since 2020, it also aims to ensure that gains made in reducing the financial inclusion gender gap are not lost because of COVID-19’s economic impacts or any other upcoming crisis. It is looking at building a strong and resilient ecosystem for women and girls’ financial inclusion.

About Ajay Shamdasani

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Ajay Shamdasani is host of Regulatory Ramblings Podcasts. He is a veteran writer, editor and researcher based in Hong Kong. He holds an AB in history and government from Ripon College, JD and MIPCT degrees from the University of New Hampshire Franklin Pierce Law School, and an LLM in financial regulation from the Illinois Institute of Technology’s Chicago-Kent College of Law. His 15-year long career as a financial and legal journalist began as deputy editor of A Plus magazine – the journal of the Hong Kong Institute of Certified Public Accountants. From there, he assumed the helm of Macau Business magazine as its editor-in-chief, and later, joined Asialaw magazine as its deputy editor.

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